Privacy Policy
Introduction
Welcome to https://invoice-financing-access-cash-without-a-loan.laneexplorer.com (hereafter referred to as “Invoice Financing: Access Cash Without a Loan,” “we,” or “our”). We are dedicated to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines our practices regarding the collection, use, and disclosure of personal data in compliance with various international privacy laws, including but not limited to:
- Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
- Quebec Law 25 on the protection of personal information in the private sector
- The General Data Protection Regulation (GDPR) of the European Union (EU)
- Brazil’s General Data Protection Law (LGPD)
- California’s Consumer Privacy Act (CCPA/CPRA), California, USA
- Colorado’s Consumer Protection Act (CPA)
- Utah’s Consumer Sales Practice Act (UCPA)
- Connecticut’s Connecticut Data Privacy Act (CTDPA)
- Virginia’s Consumer Data Protection Act (VCDPA)
- South Africa’s Protection of Personal Information Act (POPIA)
Scope
This policy applies to all aspects of our website, https://invoice-financing-access-cash-without-a-loan.laneexplorer.com, including but not limited to:
- Our online applications and services.
- All associated mobile and desktop platforms.
- Interactions through emails, phone calls, text messages (SMS), or other communication channels initiated by us.
- Any third-party platforms or services linked from our website, though they are governed by their own privacy policies.
Processing Activities
This policy details the practices when:
- You use our applications and services as an authorized user.
- You visit any of our websites associated with this Privacy Statement.
- You engage with our communications, including newsletters, emails, calls, or texts/SMS messages.
Personal Data Collection
We collect various categories of personal data, which may include:
- Account Information: Details related to your user account, such as username and password hashes.
- Payment Information: Cardholder data, payment history, and billing addresses for processing transactions.
- Financial Information: Data related to your financial status, creditworthiness, and loan eligibility.
- Purchase Information: Items you have purchased from us and associated transaction details.
- Mobile Device Identifiers: Unique device identifiers, IP addresses, and mobile app usage data.
- Location Data: Information about your geographical location when using our services.
- Feedback: Responses to customer satisfaction surveys or other feedback forms.
- Social Media Information: Data from social media platforms when you interact with us on these sites.
- Product Information: Details about products you have viewed, purchased, or expressed interest in.
We obtain this data through direct user input, interactions with our services, and automated technologies, such as cookies and similar tracking tools. Additionally, third parties may share Personal Data with us, though we are not responsible for their privacy practices.
Cookies
We use cookies to enhance your experience on our website and for analytical purposes:
- Strictly Necessary Cookies: These ensure basic functions like login and access to secure areas of the site.
- Preference Cookies: Remember user preferences, such as language settings.
- Analytics Cookies: Track website usage and analytics to improve our services.
Users can manage their cookie preferences through our Cookie Manager, allowing them to control non-essential cookies.
Retention and Deletion
We retain personal data for the duration required by law or for legitimate business purposes. Once the retention period expires or when the purpose for data collection is fulfilled, we securely delete or anonymize the data.
Security Measures
We implement robust security measures to protect your personal data:
- Encryption: We use encryption protocols for secure communication and data storage.
- Access Control: Only authorized personnel have access to sensitive information.
- Regular Audits: We conduct periodic security audits to identify and mitigate potential risks.
Children’s Privacy
We do not knowingly collect or solicit personal information from children under the age of 18. If you believe we have collected such data, please contact us using the details provided below, and we will take immediate steps to rectify the issue.
Your Rights
Depending on your jurisdiction, you may have certain rights regarding your personal data, including:
- Access, rectification, or erasure of your data.
- Restriction or object to the processing of your data.
- Data portability, allowing you to transfer your data to another controller.
- The right not to be subject to automated decision-making processes.
- The right to lodge appeals or complaints with relevant supervisory authorities.
To exercise these rights or if you have any data-related queries, please contact our privacy team at:
Email: contact@invoice-financing-access-cash-without-a-loan.laneexplorer.com
Changes to Policy
We may update this Privacy Policy from time to time. Any significant changes will be posted on our website, and we encourage you to review this page periodically for the latest information.
Contact Information
For any questions, concerns, or requests regarding privacy, data protection, or unsubscription, please contact us at the above email address or write to:
Invoice Financing: Access Cash Without a Loan
Privacy Team
[Address]